Short-term
commercial paper
historically on ADDX
Over 3–12 month tenors
Explore opportunities
See how it works
MAS Regulated
Licensed & regulated by MAS
DBS Custody
Assets held securely with DBS
Top Fintech 2026
by Tech in Asia × Statista
*Historically, the majority of commercial paper offerings on the platform have fallen within this range, subject to issuer profile, tenor, and prevailing market conditions.
What is commercial paper
Commercial paper is a form of short-term corporate lending, where companies raise capital directly from investors.
Because these investments are typically short duration and accessed directly, they typically offer higher yields than traditional bank deposits.
Each opportunity comes with a pre-defined return and fixed maturity, so you know what to expect upfront.
You invest
From S$20,000
Varies per deal
Company borrows
3-12 months
Fixed tenor, known upfront
You earn
Fixed interest
Rate locked at investment
At maturity
Principal + Interest
Returned to your account
A note on risk. Commercial paper involves lending to companies over a short term and is not capital guaranteed. These investments may carry higher risk than government bonds or bank deposits, but are typically issued by publicly listed or established companies with available financial information for investor review.
Recently funded commercial paper
Past opportunities shown for reference
New deals open regularly, create a free account to get notified first
New deals open regularly, create a free account to get notified first
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View all opportunities
Proven by investor outcomes
Real data from commercial paper investments on ADDX
Past performance does not guarantee future results
Past performance does not guarantee future results
S$46,605,985+
interest earned by investors
160+
commercial paper deals completed
0
issuer defaults to date
Built through word of mouth, not advertising
53%
of ADDX investors joined through a friend's recommendation
“I've had an exceptional experience with ADDX! It's like having a dedicated private bank relationship manager at a fraction of the cost.”
Teik Cheng, Innovation Capitalist
Why investors choose ADDX
For access to commercial paper and private market opportunities
Deals your private banker doesn't offer
Explore opportunities beyond traditional private banking offerings, selected without in-house product constraints.
Lower minimum investment
Commercial paper has traditionally been out of reach for most investors due to high minimums. On ADDX, opportunities start from around S$20,000.
No annual or custody fees
Invest with transparent pricing and no ongoing platform or custody charges.
TRUSTED BY INVESTORS, BACKED BY RECOGNITION
ADDX (formerly iSTOX) is Singapore's first platform to digitise commercial paper, and has since 2017 grown to become one of the leading platforms for accredited investors to access commercial paper and other private market opportunities.
ADDX is building a more accessible and transparent market for short-term corporate financing.
Learn more about the team behind ADDX 
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paper opportunities
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News & Updates
On Social
Mar 2026
🚀 ADDX on MoneyFM 89.3
We’re excited to share that our Co-Founder and Group Managing Director, Inmoo Jonathan Hwang, joined MoneyFM 89.3’s Wealth Tracker for a discussion with Hongbin Jeong, where he spoke about private market trends, tokenisation and the convergence of TradFi and DeFi.
Inmoo highlighted how tokenisation, faster settlement, and digital infrastructure are reshaping private markets, and why Southeast Asia is emerging as one of the most dynamic regions for alternative investments.
If you’re curious about where private markets are heading and how technology is redefining access, tune in to the full conversation here 🎧
#ADDX #MoneyFM893 #PrivateMarkets #Tokenisation #TradFi #DeFi #Fintech #DigitalAssets
We’re excited to share that our Co-Founder and Group Managing Director, Inmoo Jonathan Hwang, joined MoneyFM 89.3’s Wealth Tracker for a discussion with Hongbin Jeong, where he spoke about private market trends, tokenisation and the convergence of TradFi and DeFi.
Inmoo highlighted how tokenisation, faster settlement, and digital infrastructure are reshaping private markets, and why Southeast Asia is emerging as one of the most dynamic regions for alternative investments.
If you’re curious about where private markets are heading and how technology is redefining access, tune in to the full conversation here 🎧
#ADDX #MoneyFM893 #PrivateMarkets #Tokenisation #TradFi #DeFi #Fintech #DigitalAssets
Feb 2026
We had a great time meeting students and graduates at the NUS Career Fair!
At ADDX, we are building the future of private markets, and it starts with the right people. Thank you to everyone who stopped by to learn more about what we do and how we are reshaping access to alternative investments.
If you are passionate about fintech, private markets, and building things that matter, we would love to hear from you.
Check out our internship and full-time positions: https://jobs.lever.co/addx
At ADDX, we are building the future of private markets, and it starts with the right people. Thank you to everyone who stopped by to learn more about what we do and how we are reshaping access to alternative investments.
If you are passionate about fintech, private markets, and building things that matter, we would love to hear from you.
Check out our internship and full-time positions: https://jobs.lever.co/addx
Nov 2025
What a week it’s been at Singapore FinTech Festival 2025! ✨
Three days, thousands of conversations, and one shared vision - building a smarter, more inclusive financial future.
For the ADDX team, this year’s SFF was all about connection and curiosity. We met so many investors, partners, and innovators who stopped by our booth to explore how tokenisation is transforming private markets from fractional private credit and hedge funds to ADDX's tech solutions, and ADDX GO AI.
We loved seeing the spark in people’s eyes as they listened to us, spun the wheel (yes, everyone loves a sure-win game!), and shared ideas on what’s next for alternative investments.
Big shoutout to everyone who dropped by, our amazing partners across the ecosystem, and the organisers for putting together yet another world-class fintech event.
SFF may be over, but the conversations are just getting started. Onwards to shaping the future of investing! 🌍💡
#ADDX #SFF2025 #SingaporeFinTechFestival #Fintech #Tokenisation #PrivateMarkets #AlternativeInvestments #DigitalAssets #ADDXGoAI
Three days, thousands of conversations, and one shared vision - building a smarter, more inclusive financial future.
For the ADDX team, this year’s SFF was all about connection and curiosity. We met so many investors, partners, and innovators who stopped by our booth to explore how tokenisation is transforming private markets from fractional private credit and hedge funds to ADDX's tech solutions, and ADDX GO AI.
We loved seeing the spark in people’s eyes as they listened to us, spun the wheel (yes, everyone loves a sure-win game!), and shared ideas on what’s next for alternative investments.
Big shoutout to everyone who dropped by, our amazing partners across the ecosystem, and the organisers for putting together yet another world-class fintech event.
SFF may be over, but the conversations are just getting started. Onwards to shaping the future of investing! 🌍💡
#ADDX #SFF2025 #SingaporeFinTechFestival #Fintech #Tokenisation #PrivateMarkets #AlternativeInvestments #DigitalAssets #ADDXGoAI
Nov 2025
Last week, our Co-founder, Group Managing Director, and CFO, Inmoo Jonathan Hwang, joined Emir Hrnjić’s MBA class to share insights on how tokenisation is redefining access and liquidity in private markets.
He discussed the increasing importance of including private markets to build a balanced portfolio, and how digital securities are enabling investors to participate in asset classes that were once exclusive to institutions - unlocking new ways to invest, diversify, and manage capital.
Drawing from ADDX’s journey, Inmoo highlighted how tokenisation is bridging traditional finance (TradFi) and the digital asset economy, while innovations like stablecoin settlement and AI-powered tools such as ADDX GO AI are paving the way for greater transparency, efficiency, and empowerment for investors.
At ADDX, we believe the future of finance lies in this convergence where technology transforms private markets into a more accessible, data-driven, and dynamic ecosystem.
#Tokenisation #PrivateMarkets #DigitalAssets #TradFi #Web3 #AI #FutureOfFinance #ADDX
He discussed the increasing importance of including private markets to build a balanced portfolio, and how digital securities are enabling investors to participate in asset classes that were once exclusive to institutions - unlocking new ways to invest, diversify, and manage capital.
Drawing from ADDX’s journey, Inmoo highlighted how tokenisation is bridging traditional finance (TradFi) and the digital asset economy, while innovations like stablecoin settlement and AI-powered tools such as ADDX GO AI are paving the way for greater transparency, efficiency, and empowerment for investors.
At ADDX, we believe the future of finance lies in this convergence where technology transforms private markets into a more accessible, data-driven, and dynamic ecosystem.
#Tokenisation #PrivateMarkets #DigitalAssets #TradFi #Web3 #AI #FutureOfFinance #ADDX
Oct 2025
Last week, Vianne Choo, CFA, spoke to an undergraduate class led by Emir Hrnjić on how tokenisation is enabling individual investors to access opportunities that used to be reserved for big institutions.
She also touched on how these developments will shape the future of capital markets where traditional finance converges with digital innovation.
At ADDX, we believe this intersection is where the future of finance truly lies: A more transparent, efficient, and inclusive ecosystem where technology empowers more investors to participate in the private markets.
#Tokenisation #Blockchain #FutureOfFinance #PrivateMarkets #ADDX
She also touched on how these developments will shape the future of capital markets where traditional finance converges with digital innovation.
At ADDX, we believe this intersection is where the future of finance truly lies: A more transparent, efficient, and inclusive ecosystem where technology empowers more investors to participate in the private markets.
#Tokenisation #Blockchain #FutureOfFinance #PrivateMarkets #ADDX
Oct 2025
Thank you to the NTU Investment Interactive Club for hosting such a thoughtful discussion on alternative investments, and to our fellow panelists from 华侨银行, CAIA Association and Istana Partners for sharing their time and insights.
From defining what sets alternatives apart from traditional assets to exploring the opportunities, risks, and evolving skillsets shaping the industry, it was an energising exchange with the next generation of potential investors. We were inspired by the curiosity and thoughtful questions from students around career paths, certifications, and how to build experience in this space.
At ADDX, we believe education and access go hand in hand, and it’s conversations like these that help demystify private markets and open doors to the world beyond public markets.
Hudson Wong, CFA, CAIA, ERP Nick Pollard Daniel Kwan Natasha Shazana Bennett Lee, CFA, CAIA HAN YUAN YAP
From defining what sets alternatives apart from traditional assets to exploring the opportunities, risks, and evolving skillsets shaping the industry, it was an energising exchange with the next generation of potential investors. We were inspired by the curiosity and thoughtful questions from students around career paths, certifications, and how to build experience in this space.
At ADDX, we believe education and access go hand in hand, and it’s conversations like these that help demystify private markets and open doors to the world beyond public markets.
Hudson Wong, CFA, CAIA, ERP Nick Pollard Daniel Kwan Natasha Shazana Bennett Lee, CFA, CAIA HAN YUAN YAP
